Gun insurance. Why? What for? For the same reason I need to carry homeowner’s insurance on my property should someone injure themselves.
Gun insurance is needed for those who carry since injury to another person is always possible once a weapon is present. Why should a person carrying a gun be any less liable for its use than a homeowner who happens to have a swimming pool in their backyard?
Additionally, one must not carry a gun without gun insurance. If you are stopped by law enforcement and do not have proof of insurance your weapon is confiscated. Can’t think of a better way to manage guns given that 2nd amendment supporters aren’t going to relinquish their right to carry. If I had my way I’d vote for mandatory compliance in all states.